Auto Financing Options for Rideshare Drivers: 4 Things To Know

If you drive (or want to drive) for a rideshare platform like Uber or Lyft, a reliable vehicle is a necessity. But financing that car or SUV isn’t always straightforward. This difficulty is largely due to the fact that many lenders cater only to traditional employees with W-2 income.

With fluctuating pay, no employer-issued paycheck, and frequent vehicle use, rideshare drivers often fall outside the standard profile banks prefer. But that doesn’t mean auto financing isn’t possible for rideshare drivers; you just need to know where to look.

Why traditional lenders may say no

Most banks and credit unions rely on predictable income and low-risk vehicle use when deciding whether to approve auto financing. Rideshare drivers often don’t check those boxes.

Your income might be respectable, but it’s variable. Instead of a W-2, you receive 1099 income — and may not have years of tax returns to show. Unfortunately, lenders can struggle to assess your risk without a consistent pay history.

Financial institutions typically have concerns about vehicle wear and depreciation, too. Vehicles used for rideshare work rack up mileage quickly and are on the road for long hours. That can reduce its long-term value, which is troublesome for lenders. Insurance can complicate things further, especially if it doesn’t include a rideshare endorsement.

Tips to improve your approval odds

If you want to increase your chances of approval, regardless of the lender, it helps to be prepared. Use an app like QuickBooks Solopreneur to track and summarize your income over time. The more consistent your deposits look, the easier it is for lenders to understand your earning potential.

Bringing on a cosigner with a stable W-2 job can make you more attractive to lenders. And if you’re flexible on your vehicle choice, opting for a used car under $20,000 can reduce the financed amount, lessen lender scrutiny, and open more doors. In the meantime, building your credit through secured credit cards or timely bill payments can help you secure better terms in the future.

What are your auto financing options?

Some banks and credit unions do provide auto financing for rideshare drivers, particularly if your credit is strong and you can document consistent earnings. In those cases, you may qualify for low interest rates and predictable monthly payments that lead to full ownership of the vehicle.

Others turn to alternative forms of financing. Equipment loans or small business loans may use the car as collateral, so they tend to be more flexible with income requirements. Merchant cash advances (MCAs) are yet another option. These let you borrow against future rideshare earnings, with repayment based on actual income flow. While these options usually have higher rates (or costs), they may provide options when others don’t exist.

Additionally, a few automakers recognize the growing role of gig work in today’s economy. Brands like Subaru and Kia offer dedicated rideshare financing programs for drivers who meet minimum FICO scores and can show proof of their work with Uber or Lyft.

Some dealerships may also create tailored financing packages specifically for rideshare drivers. These may require little more than a driver’s license, insurance with a rideshare addendum, and earnings documentation from the rideshare platform itself.

Where Credit Acceptance comes in

Credit Acceptance is one of the few national lenders that routinely approve auto financing for Uber and Lyft drivers. We partner with over 15,000 dealers across the country that work with drivers who have nontraditional income, credit challenges, or no credit history at all.

Unlike many lenders, Credit Acceptance evaluates more than just your credit score. If you can show consistent rideshare earnings through bank statements, QuickBooks reporting, or tax filings, you may qualify. 

Crucially, Credit Acceptance is OK with borrowers using their vehicle for commercial purposes, as long as the correct insurance is in place. That makes our dealer network one of the most accessible options for part-time and full-time rideshare drivers alike.

So, if traditional financial institutions and dealer/manufacturer programs aren’t an option for you, Credit Acceptance can get you pre-qualified online and connect you with nearby dealers who understand how rideshare work fits into the modern economy.

Auto Financing Options for Gig and Delivery Drivers: How To Get Approved When Income Fluctuates

If you deliver (or wish to deliver) for DoorDash, Grubhub, Amazon Flex, or other gig platforms, you need a dependable vehicle. But securing auto financing as a gig and delivery driver can be unexpectedly challenging. 

Many traditional lenders are reluctant to work with gig and delivery drivers, largely because the typical loan approval process is built around predictable W‑2 income and not fluctuating 1099 earnings.

Delivery vehicles also accumulate mileage at a much higher rate, experience more wear and tear, and face a slightly elevated risk of accidents due to heavy use. From a lender’s perspective, that means faster depreciation and higher risk; two factors that often lead to denials or strict terms.

Still, financing is absolutely possible. You just need to understand why lenders hesitate — and which options have gig workers in mind.

Why some lenders decline gig worker applications

Banks, credit unions, and some manufacturer financing programs typically require a stable, documented income stream. As gig drivers often lack pay stubs, long-term work history, or consistent monthly earnings, traditional underwriting is more difficult.

Lenders worry about the impact of commercial use, too. High mileage can dramatically lower a vehicle's resale value. Should a repossession occur, a car’s worth may be significantly less than expected. Furthermore, gig drivers must carry coverage that explicitly allows commercial or delivery use, which many lenders are hesitant to finance.

Due to these factors, many delivery drivers find that a perfectly adequate income still won’t satisfy standard loan criteria.

Tips to improve your approval odds

If you want to strengthen your case as a safe bet for lenders, preparation is key. To demonstrate steady income patterns even if weekly deposits fluctuate, you might want to keep detailed earnings records through tools like QuickBooks Solopreneur.

You should know that a cosigner with W‑2 income can increase the chances of approval. Choosing a used vehicle under $20,000 may help as well, because smaller loan amounts mean less lender risk. And if you're working to build or rebuild credit, secured credit cards and consistent payment history can make a meaningful difference in the rates you receive.

What financing options are available?

Some banks and credit unions may still offer auto financing to gig workers, especially if your credit score is strong and you can show recurring earnings. Still, approval is less likely when most of your income is from deliveries.

However, alternative financial products are available. Equipment financing or small business loans that use the vehicle as collateral, for instance. These programs often allow for fluctuating income, emphasizing asset value over employment history. Merchant cash advances (MCAs) provide another option, allowing drivers to borrow against future delivery earnings with repayments based on actual income. While the borrowing rates may be higher, approval tends to be fast and flexible.

Drivers for platforms like Amazon Flex may also qualify for commercial vehicle financing through select dealerships or independent finance companies, especially when the vehicle is an SUV, crossover, or van suitable for package delivery. Still, these programs vary widely, and many come with higher-than-average interest rates or large down payment requirements.

Why Credit Acceptance’s dealer network will work with you

Credit Acceptance works with dealers who serve a wide range of customers, including gig and delivery drivers. And, unlike many traditional lenders, Credit Acceptance does not automatically deny applicants for commercial or delivery use as long as the vehicle is adequately insured with a gig‑use endorsement.

Fluctuating income or a poor credit history aren’t necessarily as issue as financing applications can be based on documentation such as QuickBooks statements, bank deposits, or tax returns. So, if you need dependable transportation for gig or delivery work, get pre‑qualified online and let Credit Acceptance connect you with dealerships familiar with the needs of gig workers.

How To Find Dealerships That Work With People With Bad Credit

When you’re trying to buy a car with bad credit, the hardest part often isn’t the financing — it’s figuring out which dealerships will help put you in a vehicle. Many franchise and independent dealers do work with lower-score buyers, but the key is knowing how to identify them before you waste time or risk multiple hard credit pulls. 

When you take the right approach, you can find dealerships that work with people with bad credit, while avoiding the places that make the process harder than it needs to be.

Which dealership types to target

Various types of dealerships play different roles in bad-credit auto financing. Understanding the landscape helps you choose the right fit for your budget and needs.

Independent used-car dealerships are often the most flexible. They typically partner with multiple subprime lenders and are comfortable working with buyers who have late payments, collections, or other credit challenges. These stores are built to handle higher-risk approvals.

Franchise-brand dealerships are not off-limits. Many of them openly advertise “bad credit financing” or “subprime auto financing” on their finance pages. They often have relationships with subprime lenders, even though most of their business comes from higher-score customers.

Buy Here Pay Here (BHPH) dealers offer the easiest approvals because they finance the vehicles themselves rather than going through outside lenders. However, the rates tend to be higher, the cars may be older, and weekly or biweekly in-person payments are common.

Improving your odds before you visit

You can set yourself up for a smoother experience long before you step onto a lot.

• Get prequalified online first It gives you a sense of your payment range without a hard inquiry. Getting pre-qualified beforehand puts you in greater control and speeds things up.

• Know your budget Establish a maximum monthly payment based on income and other debts. Dealers specializing in subprime financing will appreciate the clarity, and it helps you avoid being stretched beyond what you can afford.

• Start small Visit one or two dealerships first. Expanding too quickly raises the risk of multiple hard pulls from places that may not actually specialize in bad-credit financing.

Consumer research shows that prepared buyers who understand their credit and have a clear budget feel more confident and tend to report better overall experiences at the dealership.

Tips on effectively searching for a “good fit” dealer

Finding dealerships open to bad-credit buyers takes a bit of work, but it’s straightforward once you know where to look.

Start with online searches in Google, Maps, or Yelp using phrases like:

• “Bad credit car dealer”

• “No credit OK dealership”

• “Buy Here Pay Here”

• “Second chance auto financing”

Adding your city or ZIP code will uncover local dealers that advertise these programs. On review sites such as Yelp, Google, and Facebook, filter for recent comments mentioning “bad credit,” “subprime,” “in-house financing,” or “buy here pay here.” These are good signs that the dealer regularly works with subprime buyers.

When visiting dealer websites, look for language such as:

• “Bad credit or no credit financing”

• “Subprime auto financing”

• “We work with all credit types”

Clear, explicit statements on a dealer’s finance page are a reliable indicator that they truly engage in this type of financing — not just advertise it. 

Reading dealer reviews with a bad-credit lens

Reviews can tell you more about a dealership’s practices than its advertising, so read them with an eye towards how the dealer treats lower-credit buyers.

Where to look

Start with Google Maps, Yelp, and sites like DealerRater, but be sure to sort for the newest reviews. Policies, staff, and lender relationships change over time, so recent experiences matter most.

Keywords and red flags

Search for key phrases like “bad credit,” “subprime,” “buy here pay here,” or “no credit.”

Some red flags include:

• Unexpected fees or payment surprises

• People feel pressured into add-ons

• Customers are quoted one rate and receive another

• Guaranteed approvals that aren’t

What good subprime reviews look like

Trust buyers who say things like:

• Terms are explained clearly

• Staff is upfront about the rate and total cost

• Requirements are discussed before the credit pull

• Financial info isn’t shared with multiple lenders without permission

These patterns indicate a dealership that respects buyers and understands bad-credit financing.

Questions to ask before a credit pull

Once you’ve narrowed your list, call the dealers before you visit. A quick conversation can save you from unnecessary hard inquiries.

Ask:

1. “Do you work with subprime lenders? What kinds of credit scores do you usually get approved?”
   Dealers familiar with subprime financing will answer directly and often mention specific lenders or programs.

2. “Is this Buy Here Pay Here or financing through outside lenders? How are payments made and reported?”
   Payment reporting matters if you’re trying to rebuild credit.

3. “What documentation do you need?”
   Many bad-credit programs focus heavily on proof of income, residence, and down payment — sometimes more than the score itself.

Getting introduced to reputable dealers

Many of the 15,000+ dealerships in the Credit Acceptance network have experience working with buyers who have made some missteps in their financial past. To research the ones nearest you, search our dealer finder. Once you’ve found a few you want to visit, you can even get pre-qualified through our website.

What To Do if Your Check Engine Light Comes On — Especially if It Flashes

Seeing the check engine light come on can be stressful, but it doesn’t always mean disaster. The key is knowing how to respond in the moment, how to do a few smart checks, and when to stop driving and get help.

Always pay attention to the instrument panel

As you drive, quickly scan what the car is telling you. Don’t just focus on the speedometer or your gas gauge. Look at the other gauges, and for warning lights. If you see alerts for low oil pressure, high coolant temperature, or a charging system issue, pull over as soon as it’s possible and turn off the engine. Continuing to drive with these warnings can cause serious damage. 

Furthermore, if the engine is shaking, misfiring, lacking power, or making noises, slow down and head for a safe place to stop. As you do, avoid hard acceleration and high speeds.

What steady vs. flashing lights tell you

Not all check engine lights mean the same thing. For instance, a steady (solid) check engine light usually points to an emissions or drivability issue that isn’t immediately catastrophic. In many cases, you can drive to a nearby mechanic or your home. Just be mindful of the temperature gauge; if the needle begins to rise, you’ll want to stop operating the vehicle ASAP.

If you see a flashing check engine light, treat it as an emergency, as it typically signals a severe misfire that can quickly damage the catalytic converter and, in some cases, the engine itself. If the light is flashing, reduce your speed immediately and stop driving as soon as it’s safe. 

Some cars have both yellow and red warning lights. If yours does, treat the colors as you would when approaching a stoplight.

Quick DIY checks you can do right away

Once you’re safely stopped, there are a few things worth doing:

Check the gas cap.

If you recently fueled up, make sure the cap is tightened until it clicks. A loose gas cap is one of the most common causes of a check engine light. After tightening it, the light may turn off once the system rechecks for leaks.

Open up your car’s app.

Many newer cars come with telematics you can easily access, either through a downloadable app or your vehicle’s infotainment screen.

Scan for codes if you have a reader.

If you have an older vehicle and own an OBD-II code reader or a Bluetooth adapter with a phone app like Torque or OBD Fusion, plug it into the diagnostic port (usually under the dash near the steering column). Codes like P0301 (misfire) or P0442 (EVAP leak) will give you a direction for next steps.

Here’s how to pull the codes:

1. Turn the ignition off and plug the scanner into the port.

2. Turn the ignition to “ON” (engine off) to power up the scanner

3. Select “Read Codes” or “Diagnostic” on the scanner (or app)

Once you see a code (or codes), consult your owner’s manual or a reputable database before deciding on repairs. Remember to clear the codes only after you’ve recorded them. Clearing them too early can erase helpful diagnostic information.

The common culprits and how to proceed

If you don’t have an app, code reader, or the mechanical knowledge and inclination to resolve the issue yourself, you’ll definitely want to take your vehicle to a trusted mechanic sooner rather than later. Their technicians will often start by looking for:

• Failed oxygen sensors

• Ignition problems (typically the spark plugs or coils)

• Mass airflow sensor faults

• EVAP system leaks

• Catalytic converter problems

While some repairs may be costly, delaying them can be even more expensive. Even if your car seems to be running OK after displaying a check engine light, every additional mile you drive can add hundreds or thousands of dollars in damage.

Should you receive a repair estimate that seems cost-prohibitive, you might want to consider whether it makes more sense to replace rather than repair, especially if your vehicle is up there in mileage.

Ready to walk away from your current vehicle?

If making the necessary repairs would cost more than your car is worth, consider getting a newer vehicle from one of the 15,000+ dealers in the Credit Acceptance network. To find out what monthly payment you may qualify for, get pre-qualified for auto financing through our website today!

How Long Do Tires Last — and When Should You Replace Them?

Your tires do more than just keep your car rolling. They affect everything from handling and safety to fuel economy and comfort. So, how long do tires last, and how do you know when it’s time to replace them? 

The typical lifespan

Most tires are designed to last between 40,000 and 75,000 miles, or approximately four to six years of use. However, that estimate depends on proper maintenance and average driving conditions. Tires on EVs will also wear out 20-30% faster due to the heavier load. 

Even if your tread looks fine, it's recommended that you replace tires every six years if your car doesn’t have a digital tread wear indicator to guide you. Regardless, most tires shouldn’t remain in use ten years after their manufacturing date. That’s because over time, rubber degrades, affecting its traction, performance, and safety.

Some premium all-season tires can push the limits of longevity, with certain models tested up to 95,000 or even 100,000 miles under ideal conditions. But those cases are the exception, not the rule.

What affects tire life?

Several variables influence how quickly tires wear out:

• Driving habits Aggressive cornering, frequent hard braking, and speeding all accelerate wear

• Road conditions Rough, uneven, or poorly maintained roads can cause quicker tread loss

• Maintenance Tire rotations are needed every 5,000 to 7,500 miles. Maintaining proper air pressure and keeping the wheels aligned can dramatically extend tire life

Assessing tread depth and performing visual checks

Legally, the minimum tread depth in most U.S. states is 2/32 of an inch (about 1.6 mm). That’s the absolute minimum, and many tire experts recommend replacing your tires sooner, particularly when they reach 4/32 of an inch, to improve safety in wet conditions.

Even if the tread passes inspection, you should still check for cracks, bulges, or uneven wear. Sidewall damage, cupping, or visible aging may indicate it’s time to replace a tire, even if it's within the six-year guideline.

Replacing one tire vs. all four

If your car needs new tires, do you need to replace all four? It depends on your vehicle and the condition of your existing tires.

• All-wheel-drive (AWD) vehicles generally require replacing all four tires at the same time to prevent mismatched diameters from causing drivetrain strain. You can also ask about “tire shaving,” in which a new tire is altered to match the diameter of the others.

• Front-wheel-drive (FWD) or rear-wheel-drive (RWD) vehicles can often get by with just two new tires. They should always be installed on the rear axle. This placement helps prevent fishtailing, especially in wet or slick conditions.

• One tire can sometimes be replaced if the others are nearly new (with at least 70-75% tread remaining) and your car isn’t AWD. In that case, match the brand, size, and model of the remaining tires, and still install it at the rear.

If all four tires have worn evenly, are more than four to five years old, or the tire model has been discontinued, replacing the entire set is often the best — and safest — choice.

Deciding between new tires and a new car

If your tires are shot but the rest of your vehicle is in good condition, replacing your tires is almost always a wiser move than buying a newer car.

A set of quality tires typically costs anywhere from a few hundred to a thousand dollars. In contrast, upgrading to another vehicle means committing to a significantly larger financial obligation — down payment, taxes, fees, increased insurance premiums, and possibly a higher interest rate.

Stick with your current car and replace the tires if:

• The vehicle is mechanically sound and doesn’t require major repairs.

• Combined repair costs (including tires) are well under your vehicle’s market value.

On the other hand, a newer car may make more sense if you’re facing a long list of major repairs — engine work, transmission issues, or a rusted frame — and the total bill rivals the value of your current vehicle. Frequent breakdowns, poor fuel economy, and outdated safety features can also justify a switch, especially if you’re spending on more than just tires.

Choosing a new car over new tires?

If you’ve decided that your existing vehicle needs too much maintenance given its market value, the 15,000+ dealerships in Credit Acceptance’s network can help you find a better ride. Before you begin your car search, get pre-qualified through our website today to learn the monthly payment you may qualify for.

How Often Should You Change Your Oil? A Practical Guide for Car Owners.

Changing your oil is one of the most important — and most routine — parts of maintaining a vehicle. But knowing exactly how often you should change your oil isn’t always clear. Oil change schedules vary based on your oil type, vehicle age, driving habits, and other factors. 

Here’s how to make sense of it all so you can protect your engine, preserve performance, and avoid unnecessary repairs down the road:

Synthetic vs. conventional oil

Synthetic oil is engineered for longer life and better performance. It flows better at cold temperatures, resists breakdown at high temperatures, and can extend oil change intervals. Most newer vehicles require or recommend synthetic oil.

Conventional oil is still used in many older cars and may be cheaper up front, but it tends to degrade faster and must be replaced more regularly.

Refer to your vehicle’s owner’s manual for which oil type, grade, and viscosity are recommended — it’s always your best source for decision-making.

Understanding oil change schedules

For many modern vehicles using fully synthetic oil, the typical oil change interval falls between 7,500 and 10,000 miles, or about once per year, whichever comes first. But if you’re driving an older vehicle or using conventional oil instead of synthetic, you may need to change your oil between 3,000 and 5,000 miles.

Oil breaks down over time, so even if you drive infrequently, it’s still wise to replace it at least once a year. Moisture, fuel vapors, and other contaminants can degrade oil as it sits. If your car is new enough to have an oil-life monitor, defer to that. 

When to change the oil early

Your driving style and conditions play a big role in how fast your oil wears out. Automakers call this “severe service,” and it’s more common than many drivers realize. You may have to accelerate your oil change timetable if you:

• Mostly drive short trips where the engine can’t warm up

• Regularly sit in stop-and-go traffic or idle for long periods

• Frequently tow or haul heavy loads

• Regularly drive in extremely hot, cold, or dusty areas

If any of this occurs, change synthetic oil every 5,000 miles or conventional oil no later than every 3,000 miles. An oil-life monitor can guide you here as well.

Doing it yourself: What’s involved

If you’re planning to change your oil yourself, it’s not overly complicated. You’ll need the correct oil type, a new oil filter, a drain pan, a socket wrench, and an oil filter wrench. You’ll also want to have a funnel, gloves and rags, and ramps or jack stands (so you can slide under your vehicle).

Key steps:

1. Warm the engine slightly so the oil flows easily (not always needed with synthetic oil).

2. Remove the old oil by pulling out the drain plug and allowing the oil to drip into the pan.

3. Replace the filter and make sure the old gasket (seal) comes off with it.

4. Install a new washer around the drain plug, then reinsert the plug tightly.

5. Add in new oil using a funnel, then briefly start the engine to circulate it.

6. Check for leaks, shut the engine off, then recheck the oil level with a dipstick.

Be cautious to avoid common mistakes, such as using the wrong oil viscosity, overfilling the crankcase, or forgetting the filter gasket. These can lead to serious problems later. Once again, your owner’s manual can provide further guidance. 

Thinking about car ownership?

If you’re learning about oil changes because you’ve never had to do one, there’s a good chance you’re getting ready to purchase your first vehicle. Over 15,000 dealerships work with Credit Acceptance to get new drivers behind the wheel, even if you don’t yet have an established credit history. 

Before you begin looking at cars, we recommend getting pre-qualified for auto financing on our website. You’ll receive an estimate of the monthly payment you may qualify for, plus a shortlist of dealers in your area.

The Best Cargo Vans for Work: Today’s Top Models

When you rely on your vehicle to run your business, choosing the right van isn’t just about capacity — it’s about reliability, fit-for-purpose, and long-term value. Whether you’re delivering packages, repairing HVAC systems, or managing a mobile tech crew, the best cargo van for your business is the one that aligns with how you work. 

Ford Transit: A versatile, all-around performer

The Ford Transit remains one of the most popular cargo vans on the road for good reasons. Available in multiple roof heights and lengths, it fits a wide variety of business types, from delivery services to mobile workshops. It offers rear-wheel drive (RWD) or all-wheel drive (AWD), giving it an edge in mixed-weather or unpaved environments.

Inside, the Transit balances cargo space with comfort and safety features like driver-assist technology. Its range of gas engines makes it a practical choice for businesses that split time between city streets and highways. Because it’s well-supported by aftermarket upfitters, the Transit is easy to customize for trade-specific needs.

Ram ProMaster: Urban-friendly

If your work involves getting in and out of tight spaces — think city deliveries, job sites with limited clearance, or frequent parallel parking — the compact Ram ProMaster could be your ideal vehicle. Its front-wheel-drive (FWD) layout also allows for a lower load floor, and the cargo area is wide and boxy, making it especially good for shelving systems and built-in storage.

The ProMaster is a favorite for electricians, plumbers, and other trades that prioritize easy access and efficient organization. While all-wheel-drive (AWD) isn’t available for areas with poor weather, the ProMaster excels in places where traction and weight distribution are less of a concern.

Mercedes-Benz Sprinter: Large payloads and highway comfort

For businesses focused on uptime, efficiency, and resale value — especially those that log high mileage — the Mercedes-Benz Sprinter offers a lot. Its available diesel engines are known for their fuel economy and durability, and it has multiple roof heights, lengths, and drivetrain options. EV versions are now an option, too. 

Though the Sprinter’s purchase price is generally higher than that of other vehicles in its class, many businesses find its build quality, strong payload ratings, and refined road manners worth the investment. The Sprinter is a smart choice for delivery companies, medical transport services, or trades that run fully built-out mobile workstations.

Chevy Express / GMC Savana: The classic workhorses

The Chevy Express and GMC Savana stick to a traditional, body-on-frame design that prioritizes toughness and towing over interior finesse. Available with robust V6 and V8 powertrains, these vans excel in rural areas, construction fleets, and heavy-haul jobs.

While the Express and Savana lack the high-roof options and driver-assistance tech offered by other manufacturers, they’re easy to maintain and widely serviceable. If your workers don’t need to stand up inside the van or operate in tight urban spaces, these two options can be cost-effective, heavy-duty solutions that deliver the required performance.

When selecting vans, use, layout, and size matter

Choosing the right van starts with knowing how much space you need, how often you’ll be loading or unloading, and whether your crew needs to stand, crouch, or crawl.

Compact cargo vans

Great for small businesses navigating cities and parking garages — like florists, mobile tech support, or catering services. While true compacts like the Nissan NV200 are no longer widely sold in the U.S., short, low-roof full-size vans often fill this gap now.

Low/standard roof full-size vans

Low-roof versions of the Transit and ProMaster, as well as the Express/Savana duo, are best for regional delivery and light trades where standing isn’t necessary.

Mid-roof full-size vans

Offer near-stand-up space with better overhead clearance for parking garages. Ideal for mobile technicians or telecom and field-service workers.

High-roof full-size vans

Models like the high-roof Transit, ProMaster, and Sprinter dominate this segment, as they double as walk-in workshops. This utility is why they’re popular with HVAC companies, carpenters, and high-volume delivery fleets. 

Choosing the right drivetrain

• FWD Features a low load floor. Best for light-duty, urban deliveries — the ProMaster is the standout here.

• RWD or AWD Handles towing, payload, and adverse conditions more effectively. Choose Transit or Sprinter vans if winter roads or highway hauls are part of the job.

• Body-on-Frame, RWD Offers great towing power and durability; makes the Chevy and GMC vans hard to beat

Looking to expand your fleet?

Credit Acceptance works with over 15,000 new and used auto dealerships nationwide. Even businesses with poor or challenged credit can often drive off in reliable transportation. To see what monthly payment you may qualify for, get pre-qualified for auto financing through our website today! When you do so, we’ll email you a shortlist of the dealers in your area.

What Types of Cabs Are There on Pickup Trucks? An Explainer on the 6 Types.

If you’ve ever shopped for a pickup truck, you’ve probably noticed a confusing mix of cab names: SuperCab, King Cab, Double Cab, Quad Cab, Crew Cab, and Mega Cab. While the branding varies by manufacturer, pickup truck cabs actually fall into just a few core size families, each with clear trade-offs between passenger space, bed length, and everyday usability.

Understanding those differences makes it much easier to choose a truck that fits how you’ll really use it — whether that’s for work, family, or a mix of both.

The four core pickup truck cab types

Regular cab (Standard cab)

A regular cab is the smallest configuration. It has two full-size front doors and a single row of seats, usually for two or three passengers. 

There’s little to no usable space behind the seats, aside from shallow storage, but the big advantage is the bed's length. Regular cabs are often paired with the longest beds available — commonly eight feet on full-size trucks — because there’s no second row taking up the wheelbase. 

This configuration is most common on fleet and work trucks, where hauling capacity and maneuverability matter more than passenger space.

Extended cab (SuperCab, King Cab, Quad Cab)

Extended cabs sit in the middle size-wise. They have a small rear seating area tucked behind the front seats, usually in the form of jump seats or a compact second row.

While older models often featured rear-hinged doors that required the front doors to open first, most late-model pickups now have small front-hinged rear doors for safety and convenience. Extended cabs typically seat four to five people, but the rear legroom is limited; the back seat works best for kids, short trips, or occasional passengers. 

A primary advantage is balance; Extended cabs often offer longer beds than Crew Cabs, making them a popular compromise for people who want both rear seating and a more usable cargo bed.

“The in-betweener” (Double Cab)

While some brands use this name interchangeably with "extended," for manufacturers like Chevrolet and GMC, the Double Cab is a distinct mid-size category. 

It features four front-hinged doors and more legroom than a traditional extended cab, but it remains tighter than a full Crew Cab. This size is a "sweet spot" configuration for those who need to carry a crew or small family but still want a standard-length bed without the massive footprint of a larger truck.

Full four-door (Crew Cab, SuperCrew, CrewMax)

A Crew Cab is the largest and most passenger-friendly option. It has four full-size, front-hinged doors and a true second row with real legroom. On Ford's best-selling F-150, this is branded as the SuperCrew, while Toyota calls it the CrewMax.

These can accommodate up to six adults comfortably and are designed for families and work crews. On "Half-Ton" (1500) trucks, the trade-off is often bed length, as they are usually paired with short beds to keep the pickup manageable. 

However, on Heavy-Duty (2500/3500) trucks, you can frequently find the "Crew Cab Long Bed" configuration, which provides both a massive interior and a full 8-foot cargo box.

Extended Crew and Mega Cabs

Some manufacturers stretch the Crew Cab even further. The RAM Mega Cab describes a truck with extra space behind the rear seat. Unlike standard Crew Cabs, the Mega Cab features unique reclining rear seats, making it the "limousine" of the truck world. 

These trucks still have four full doors and can seat up to six, but they prioritize interior luxury and rear storage over bed length, typically coming with a shorter bed to offset the extra cab length.

Which cab fits your life best?

For single drivers: An extended or Double Cab is often the sweet spot. It provides interior storage and occasional rear seating without the cost or weight of a Crew Cab. However, if you want the longest bed at the lowest price, a regular cab is the better choice.

For couples: Double Cabs are ideal if it’s usually just two adults, but you still want bed space for bikes, projects, or gear. Crew Cabs make sense if road trips, large pets, or future family use are part of the plan.

For families: A Crew Cab (or SuperCrew) is almost always the answer. Both have four full-size doors, ample rear legroom, and are the most kid- and car-seat friendly.

For working professionals: The decision depends on crew size. Solo tradespeople often prefer regular cabs for maximum payload. Contractors who regularly move a team of adults benefit from Crew Cabs; if they also need to haul long materials, they should look toward the heavy-duty segment for the Crew Cab/long bed combo.

Thinking about picking up a pickup?

Once you’ve chosen between a regular or extended cab, your next decision should be to get pre-qualified for auto financing through the Credit Acceptance website. We work with our 15,000 dealers nationwide and can share a list of those nearest you, along with the monthly payment you may qualify for. This knowledge can help determine just how much truck you can get.

What's the Best Way To Sell a Car Yourself?

Selling a car yourself can feel intimidating, but it’s not as tough as you might think. To avoid unnecessary stress, let us coach you on the best way to prepare the paperwork, price the car realistically, market it effectively, and accept payment without leaving yourself exposed. 

What to know about paperwork and pricing

Before you take photos or post an ad, get organized. Paperwork delays thwart deals.

Make sure you have your title handy, for starters. If there’s a lien, contact the lender early to understand the payoff and the time it’ll take for them to clear things up on their end. You’ll also want to gather maintenance records, any transferable warranty documents, and basic vehicle details (the mileage, VIN, etc.).

Next, set a realistic price. Use “private-party” valuations from tools like Kelley Blue Book and Edmunds, then compare those numbers to similar local listings. Your goal is to land near the market’s cluster, not be an outlier. Set a “walk-away” price, then list your vehicle slightly higher to allow for negotiation.

Why a clean car is a more profitable car

Presentation matters more than most sellers realize. A clean car signals care, even before the engine starts. That’s why you’ll want to wash and wax the exterior, clean the wheels and glass, vacuum thoroughly, wipe down the interior surfaces, and remove all personal items. 

Additionally, it’s in your best interest to fix cheap, obvious issues, like burned-out bulbs and worn wipers. When buyers see these, they start to wonder what else you ignored. You might even get the car professionally detailed. If your car is valuable enough, basic detailing often pays for itself in terms of the selling price. 

How to create a listing that sells

Most buyers decide whether to contact you based on photos alone. Take around 20 clear, well-lit photos of the front, rear, both sides, wheels, tires, interior, odometer, engine bay, trunk, and any flaws. Showing those imperfections up front builds trust and saves time.

When writing a description, keep things factual and complete. Include the year, make, model, trim, mileage, VIN, key features, maintenance highlights, known issues, your asking price, and whether it’s negotiable.

Tips for maximum visibility (and screening potential buyers)

Major national marketplaces tend to deliver the most visibility and attract more people ready to buy. Facebook Marketplace is now a top choice for private sellers thanks to its massive local reach and built-in messaging. Craigslist and eBay Motors still have audiences, but many sellers now rely on Facebook.

Treat initial buyer outreach like an interview. Be cautious with those who won’t speak on the phone, want to overpay sight unseen, or push odd payment or shipping arrangements. Those are classic red flags.

What to think about when offering test drives

Always meet in a public, well-lit place, one that isn’t your home. Some police stations even offer “safe exchange” zones. Ask to see the buyer’s driver’s license and take a photo of it with your smartphone. If you don’t feel safe riding along during the test drive, make sure you have an AirTag or GPS tracker stashed in the vehicle.

How to negotiate without emotion

Anchor your discussion in objective facts: condition, maintenance history, and comparable prices. Counter lowball offers once or twice, then be willing to bail. Your strongest leverage is being prepared to say no.

The safest approaches to accepting payment

Use secure, verifiable methods only. Cash (counted together at a bank), a cashier’s check issued in your presence at the buyer’s bank, or a verified wire transfer are standard. Avoid personal checks, payment plans, and apps like Zelle or CashApp. If escrow is involved, choose a reputable service yourself — never one suggested only by the buyer. Lastly, do not hand over keys or title until funds are confirmed.

Closing out everything, particularly with the DMV

Once payment is secure, finalize everything immediately. Sign and assign the title correctly, complete a bill of sale with VIN, price, date, and “as-is” language, and remove your plates if your state allows or requires it. Twenty states now transfer titles electronically, so check whether that’s available in your area.

Once you’ve completed the transaction, file your state’s seller’s notice right away so tickets, tolls, or taxes don’t come back to you. Because requirements vary, always confirm your exact steps on your state DMV’s “Buying or Selling a Vehicle” page.

Prepping for your next purchase

While you’re working on getting rid of your current vehicle, you can start laying the groundwork for your next one by taking a few minutes to get pre-qualified for auto financing through the Credit Acceptance website. Doing so will give you an idea of the monthly payment you may qualify for, which can help as you decide what to drive next.

How To Use Alternative Data (Utility, Rent, Telecom Payments) To Qualify for an Auto Loan

Qualifying for auto financing isn’t easy when you have a limited credit history or financial missteps in your past. Fortunately, to help people qualify for an auto loan, lenders are increasingly open to using alternative data, such as rent, utility, and telecom payments.

These nontraditional indicators can demonstrate you’re financially responsible, even if you haven’t built up a strong credit score through the more traditional methods. 

What is alternative data?

Alternative data is information that falls outside the standard credit report but shows your ability to pay bills consistently. Increasingly common categories include:

• Rent payments, especially when reported by landlords or rent-reporting services

• Utility bills, including electricity, water, gas, and trash collection

• Telecom services, such as Internet, mobile phone, and streaming subscriptions

• Recurring obligations, like childcare, tuition, or insurance premiums that show stability and prioritization of essential expenses

• Buy Now, Pay Later (BNPL) services like Klarna or Afterpay, where on-time repayment can build a case for short-term credit responsibility.

• Gig income, such as earnings from Uber, DoorDash, or Amazon Flex that lead to a consistent history of deposits

How to utilize alternative data to your advantage

Most traditional auto lenders still start with your credit score. But increasingly, online and subprime lenders (including those working with dealer-arranged financing) are layering in alternative data to supplement or replace standard criteria.

Some use bank-account data to evaluate your cash flow while others use expanded credit reports from alternative data providers like MicroBilt, LexisNexis, or DataX.

Newer scoring models, such as FICO XD and UltraFICO, even allow you to “opt in” and have select alternative data counted when calculating your creditworthiness. The key is knowing how to make this data visible.

Step 1: Get your rent reported

Rent is often the largest monthly expense people pay, and making on-time rent payments consistently carries significant weight. If your landlord or property manager already reports to the credit bureaus, you may already be covered. If not, consider signing up with a rent-reporting service, which can forward your payment history to the three major credit bureaus.

Step 2: Add utility, telecom, and other payments

One of the most accessible ways to strengthen your credit profile is through tools like Experian Boost, which allow you to add utility, Internet, mobile phone, and streaming payments to your Experian credit file. While this only impacts your Experian-based FICO score, users often see immediate improvements.

Other services can report your utility payments to multiple bureaus, sometimes for a monthly fee. These platforms typically require you to connect your bank account or payment card to verify your payment activity.

Step 3: Leverage your bank account data

Some lenders will analyze your bank statements to assess creditworthiness. This action is known as cash-flow underwriting, which evaluates your real-life finances rather than a credit score alone.

What they look for:

• Stability and frequency of income deposits (from jobs, gig platforms, or benefits)

• Average end-of-month balance

• Returned payments or overdraft activity

• Spending patterns and bill payment history

Step 4: Time your application

To maximize your chances of approval:

• Make sure your rent, utility, or telecom payments are reporting before you apply

• Review your credit score/report after enabling these data sources to understand how your profile has changed

Step 5: Apply with the right lenders

Not all auto lenders use alternative data. Before applying, ask directly whether they:

• Consider rent, utility, or telecom payments as part of their underwriting

• Use bank-account cash-flow analysis

• Pull from the alternative data bureaus

Credit Acceptance considers alternative data

Credit Acceptance works with a nationwide network of dealers and has a history of using alternative data when evaluating borrowers. Many of our 15,000 dealerships also specialize in second-chance financing. To see what monthly payment we might approve for you, you can get pre-qualified through our website today.

How To Make Buying a Car Less Stressful: 5 Ways to Help Yourself

Buying a vehicle is a huge financial commitment, so it’s no surprise that it can also be one of the most anxiety-inducing experiences you’ll ever face. However, with the right preparation and mindset, the process doesn’t have to feel overwhelming. By planning ahead and staying in control at the dealership, you can make buying a car less stressful.

Figuring out the ownership costs

A common source of stress during the car-buying process is uncertainty about cost. You can avoid this by outlining a realistic budget — not just for the purchase itself, but for all the expenses that come with owning a car.

Your car purchase budget should include the negotiated sale price, taxes and registration, dealer and documentation fees, financing terms, down payment, and any add-ons such as extended warranties. If you’re trading in a vehicle, factor in its estimated value as well.

The true cost of owning a car actually extends beyond the day you drive off the lot. Plan for total ownership costs like insurance, fuel, routine maintenance, potential repairs, annual registration, tolls, and depreciation. Some states may also charge vehicle property taxes or require garage permits. Using an online total cost of ownership calculator can help you estimate monthly and yearly expenses.

Aim to keep all auto-related costs within 10-15% of your monthly take-home pay. Sticking to that threshold can protect your broader financial health and reduce stress long after the paperwork is signed.

Researching before you shop

Going into a dealership without a plan can make you feel rushed and vulnerable to upselling. Before you step onto a lot, decide what types of vehicles fit your needs, what features are must-haves, and what trade-offs you’re willing to make.

Use trusted sources like Consumer Reports, J.D. Power, and Edmunds to compare models, read owner reviews, and verify fair pricing in your area. Knowing your current car’s trade-in value beforehand can help you avoid lowball offers as well.

Most importantly, get pre-approved for financing. Taking this step will give you a clearer picture of what you might be able to afford.

Minimizing the time you spend at the dealership

Dealerships can be noisy, busy, and characterized by high-pressure sales tactics. One way to avoid feeling overwhelmed is to limit the amount of time you spend there. Let the staff know up front that you're on a tight schedule for test drives or appraisals; this keeps the interaction focused and efficient.

Come prepared with everything you need: your driver’s license, proof of insurance, pre-approval letter, and any down payment. If possible, bring a friend or family member for support and a second opinion.

During your visit, stay grounded in your budget and priorities. Don’t hesitate to say no, ask for time to think, or leave. Keeping your decision-making centered on your needs — not the pressure of the moment — can make a big difference in how confident and relaxed you feel.

Making the most of your test drive

A short test drive can reveal a lot about whether a car is right for you. It’s your opportunity to inspect the vehicle’s exterior, check the seating comfort, assess any blind spots, and test key features. As you drive, listen for unusual noises, evaluate handling and braking, and try different speeds to feel how the car responds.

Being assertive and negotiating on your terms

Negotiation can be the most intimidating part of buying a car. But with preparation, you can stay in control of the process. The best strategy? Negotiate the out-the-door price so you know exactly what you’re on the hook for, including taxes, fees, and any additional costs.

Start your offer below your target number, but stay within a fair range based on your research. Be patient, and don’t be afraid to let a moment of silence do the talking — salespeople often respond with better terms.

If you're not getting the deal you want, it’s okay to walk away. In fact, showing that you’re willing to leave can be one of your most powerful tools.

Finding a dealer and lining up financing

Now that you know what to do before arriving at a dealership, Credit Acceptance can recommend a reputable dealer in your area, one of the over 15,000 in our nationwide network. And, if you don’t have a bank or credit union you can work with, we can also help you get pre-qualified for auto financing.

The Best Cars Under $20,000: Late Model and Feature-Rich

If you’re in the market for a dependable, well-equipped used vehicle and can pay as much as $20,000, you have some great options available to you. When compared to those under $15,000, cars in this price range typically offer tremendous comfort, more advanced safety features, and — possibly — the remaining factory warranty.

**Please note: make/model availability depends on mileage and condition**

Subcompact and compact cars

Cars in the subcompact and compact categories are no longer just basic transportation. In this price range, you’ll often encounter vehicles that are less than five years old.

Most come with touchscreen infotainment systems that support Apple CarPlay and Android Auto, as well as Bluetooth connectivity, USB ports, and rearview cameras. Some may include safety features such as lane departure warnings and blind-spot monitoring, especially in top trim lines or newer models.

Recommendations: U.S. News & World Report and Kelley Blue Book both like the Toyota Corolla (2019-2021), Subaru Impreza (2019-2022), Kia Forte (2021-2022), and the Mazda3 (2021-2022). 

Midsize sedans

Midsize sedans typically offer more bells and whistles. Don’t be surprised to find features like dual-zone climate control, power-adjustable seats, sunroofs, and premium audio systems. More importantly, most trim lines in this range include advanced driver-assist features, such as adaptive cruise control and lane-keeping alerts.

Recommendations: U.S. News & World Report and Kelley Blue Book suggest buyers consider the Toyota Camry (2017-2019) and Honda Accord (2018-2020). Separately, U.S. News & World Report is a fan of the Mazda6 (2020-2021) while the Nissan Altima (2021) is a Kelley Blue Book pick.

SUVs and crossovers

The vehicles in this price range are well-appointed. Features you can expect include Apple CarPlay/Android Auto, multiple USB ports, split-folding rear seats, remote start, heated seats, and panoramic sunroofs on higher trims. Select models come with blind-spot monitoring, rear cross-traffic alert, and forward collision avoidance systems. Many vehicles now offer all-wheel drive as well.

Recommendations: Consumer Reports and U.S. News & World Report agree on the Kia Sportage (2021-2022). U.S. News & World Report also points toward the Toyota Highlander (2016-2017), Honda CR-V (2017-2018), Subaru Forester (2018), Mazda CX-9 (2018-2019), Hyundai Santa Fe (2018-2020), Kia Sorento (2018-2019), Hyundai Kona (2021), and Mazda CX-30 (2020-2021).

Pickup trucks

With both full-size and mid-size pickup trucks available in this price tier, you’ll have the flexibility to choose the right balance of towing power (up to 10,000 pounds), fuel efficiency, and interior space. Expect lower mileage, higher trim levels, and premium features, too.

At this price point, most trucks are equipped with air conditioning, power windows and locks, and cruise control, with many adding Bluetooth connectivity, USB ports, and keyless entry. Though rarer, you may see touchscreen infotainment systems, rearview cameras, upgraded sound systems, and premium touches, such as leather interiors or heated seats.

Recommendations: Kelley Blue Book shortlists the Toyota Tacoma (2015), Ford F-150 (2015), Chevrolet Silverado (2015), Chevrolet Colorado (2016), Ram 1500 (2016), Honda Ridgeline (2017), and Nissan Frontier (2018).

Want to get behind the wheel soon?

Credit Acceptance allows buyers to start the pre-qualification process online, giving you an idea of the monthly payment you may qualify for before shopping. We also have over 15,000 dealerships in our network, many of which are well-stocked with options under $20,000.

Smart Shopping on a Modest Budget: Great Cars Under $15,000

If you have up to $15,000 to put towards a car, you're in a good position to find something safe, reliable, and feature-packed. Compared to what’s available under $10,000, you’ll benefit from more advanced features, enhanced safety technology, and lower mileage.

**Please note: make/model availability depends on mileage and condition**

Subcompact cars

Subcompact cars offer a blend of affordability and practicality. These vehicles typically have excellent fuel economy — often 30 to 40+ miles per gallon — and, in this price tier, come packed with more features than you'd expect.

Most models from 2015 to 2019 feature Bluetooth, USB ports, backup cameras, and touchscreen infotainment systems. Some even offer Apple CarPlay or Android Auto, depending on trim level and model year. Hatchback options are especially popular for their cargo flexibility and city-friendly size.

Recommendations: U.S. News & World Report and Edmunds both agree on the Honda Fit (2013-2018). U.S. News & World Report also suggests the Toyota Yaris iA (2017-2018), MINI Cooper (2017-2018), Chevrolet Sonic (2019-2020), Kia Rio (2019-2021), and Chevrolet Spark (2021-2022). 

Compact cars

Not surprisingly, compact cars offer more interior room and comfort than subcompacts. Most models come equipped with backup cameras, cruise control, and touchscreens that allow for smartphone integration. Some may even have advanced safety features, such as lane departure warnings or blind-spot monitoring.

Recommendations: Edmunds and U.S.​​ News & World Report likes the Mazda3 (2014-2018), while Consumer Reports points to the Toyota Corolla (2019). U.S. News & World Report shortlists the Toyota Prius (2014), Honda Civic (2016-2017), Volkswagen GTI (2015-2017), Kia Soul (2018-2019), and Kia Forte (2018-2020).

Sedans

Midsize sedans offer more cabin and trunk space, making them ideal for families. Many come with dual-zone climate control, power-adjustable driver seats, remote start, and upgraded audio systems. You might find adaptive cruise control, collision warning systems, and heated seats in the top trim lines.

Recommendations: Edmunds is a fan of the Honda Accord (2015-2016), as well as the Ford Fusion (2015-2017) and the Chevrolet Cruze (2016-2019). U.S. News & World Report also picks the Toyota Camry (2014-2016), Mazda6 (2016), and the Hyundai Sonata (2015-2017).

SUVs and crossovers

SUVs in this price range come standard with backup cameras, Bluetooth connectivity, split-folding rear seats, and, in some instances, all-wheel drive. Higher trim lines may offer features like roof rails, power liftgates, heated seats, and various tech and safety upgrades.

Recommendations: Both Consumer Reports and Edmunds like the Mazda CX-5 (2015-2018). Edmunds additionally likes the Honda CR-V (2012-2016) and Toyota Highlander (2014-2019).

Pickup trucks

Used pickup trucks in this tier offer a noticeable step up in both capability and comfort compared to entry-level options. Buyers can expect more powerful V6 or V8 engines that deliver improved towing and payload capacity. 

Common features include air conditioning, power windows and locks, and cruise control. Some trim lines or newer models may add Bluetooth connectivity, USB charging ports, and keyless entry. Some trucks may feature backup cameras, touchscreen infotainment systems, upgraded sound systems, and, on select models, advanced safety features.

Recommendations: Kelley Blue Book likes several trucks, including the Toyota Tundra (2009), Toyota Tacoma (2011), Chevy Silverado 1500 (2013), GMC Sierra 1500 (2013), Ram 1500 (2013), Ford F-150 (2014), Honda Ridgeline (2014), Nissan Titan (2014), Nissan Frontier (2015), and GMC Canyon (2015).

Looking to finance a vehicle in this price range?

If you’re ready to start shopping, Credit Acceptance lets you begin the pre-qualification process online. Not only will you get an idea of the monthly payment you might qualify for, but you’ll receive a list of the nearest dealers in our network of over 15,000 dealerships!

Reliable, Practical, and Budget-Friendly: The Best Cars Under $10,000

If you’re looking for a solid means of transportation and have a tight budget, cars under $10,000 offer a ton of value. Many last well beyond 100,000 miles with proper maintenance, and their affordability can mean lower monthly payments and insurance costs for you.

While these vehicles typically don’t come with the latest technology or factory warranties, you can expect the basics of safety, reliability, and comfort. 

**Please note: make/model availability depends on mileage and condition**

Subcompact and compact cars

Subcompact and compact vehicles dominate this price tier. Yes, the model years will be older and the mileage higher, but they still deliver great fuel economy and low ownership costs.

Expect basics like air conditioning, power windows and locks, and, on select models, Bluetooth connectivity and USB ports. Some of the more recent trimlines even offer rearview cameras and touchscreen infotainment systems.

Recommendations: Consumer Reports and Kelley Blue Book both point to the Honda Fit (2011-2015). Additionally, Consumer Reports, Kelley Blue Book, and Car & Driver all agree on the Mazda3 (2011-2015). If you’re open to a hybrid, Consumer Reports and Car & Driver also like the Toyota Prius (2011-2014). 

Sedans

If you’re looking for more cabin space and a smoother highway ride, midsize sedans are a good way to go. While they may be a bit older, these cars often include cruise control, keyless entry, power-adjustable seating, and multiple airbags.

Recommendations: Consumer Reports, Kelley Blue Book, and Car & Driver are all fans of the Toyota Camry (2010-2013) and the Honda Accord (2011-2013). Consumer Reports suggests the Mazda6 (2015-2016) as well.

SUVs and crossovers

SUVs in this price tier are ideal for families or drivers who need additional cargo space, want to sit up higher, or need to stray from the beaten path.

Features to expect include cloth interiors, split-folding rear seats, all-wheel drive (on some models), and basic infotainment systems. A few trim lines may offer heated seats or sunroofs.

Recommendations: Kelley Blue Book, and Car & Driver steer buyers towards the Subaru Outback (2013-2015). In addition, Kelley Blue Book endorses the Volvo XC70 (2013).

Pickup trucks

While used pickup truck options will be a little older than other vehicles in this price range, they’re built to last. Buyers can expect rugged body-on-frame construction, available four-wheel drive, and engines designed for long-term performance.

Standard features often include air conditioning, power windows and locks, and roomy cabs with space for passengers and gear. In select trim lines, you may find conveniences like cruise control, upgraded sound systems, integrated bed storage, and even modern touches such as Bluetooth connectivity and USB ports. 

Recommendations: Both Kelley Blue Book and U.S. News & World Report pick the Toyota Tacoma (2009-2010) and the Honda Ridgeline (2009 - 2011). Additionally, Kelley Blue Book gives the following vehicles high marks: the Toyota Tundra (2010), Ford F-150 (2010), Ford Ranger (2011), Chevrolet Silverado 1500 (2011), GMC Sierra 1500 (2011), Ram 1500 (2011), and Nissan Frontier (2012). 

Ready to shop for your next vehicle?

Credit Acceptance allows buyers to start the pre-qualification process online, so you’ll have an idea of the monthly payment you may qualify for before you shop. We also have over 15,000 dealerships in our network, many of which are well-stocked with options under $10,000.

A Used Car Checklist: The 9 Steps for a Better Buy

Buying a used car offers great value and saves you money compared to purchasing a new vehicle. However, ensuring you get a reliable car requires careful consideration. That’s why we created this used car checklist. 

1. Start with budgeting and research

Take the time to set a budget before you even step onto a lot or browse online listings. Understand how much you can afford, including the sticker price, taxes, registration, insurance, and potential repairs. Research the makes and models that fit your needs — whether you’re looking for fuel efficiency, cargo space, or off-road capability. Online reviews and forums can provide insight into common issues with specific vehicles.

2. Know your financing options

It’s a wise move to know your financing options before shopping for your next vehicle. Getting approved for financing can be challenging for car buyers with bad or no credit. Credit Acceptance helps approve credit-challenged car buyers at more than 12,000 car dealerships nationwide. You can begin your auto financing pre-qualification here. You can also complete this form to get connected with car dealerships in your local area.

3. Determine the vehicle’s history

A vehicle history report is an invaluable tool when buying a used car. VIN check websites can reveal valuable information, including accident history, title status (clean, salvage, or rebuilt), odometer readings, and maintenance records. A clean title and transparent history will tell you if a vehicle has been well-maintained.

4. Scrutinize the exterior and interior

Keep an eye out for dents, scratches, rust, or mismatched paint that might indicate prior repairs. Examine the tires for even wear and sufficient tread depth, and check the lights, mirrors, and windshield for damage.

Next, give the seats and upholstery a once over for tears or stains and test the windows, locks, climate control, and stereo. Note any unusual odors that could hint at water damage or smoke exposure. Verify that essential items, such as the spare tire and jack, are present.

5. Pop the hood

You’ll learn a lot about a car’s condition after a quick look under the hood. First, evaluate the fluids — clean oil and coolant are good indicators of regular maintenance. You’ll additionally want to make sure there are no leaks, corrosion on the battery terminals, or wear on the belts and hoses.

6. Take a test drive

A test drive will give you the opportunity to evaluate how the car feels on the road. Drive both highways and city streets to assess the handling, braking, and acceleration. Listen for unusual sounds from the engine, transmission, or suspension. Pay attention to the steering and if the ride is smooth.

7. Have a professional inspect

A qualified mechanic can uncover hidden issues even if a car seems perfect to your untrained eye. A pre-purchase inspection can identify any problems that aren’t immediately apparent. Taking this extra step can give you leverage in price negotiations and potentially help you avoid a bad deal altogether.

8. Review paperwork and ownership

When you’re ready to buy, ensure the seller has the legal right to sell the car. See if the VIN on the car matches what’s on the title. Confirm there are no outstanding liens on the vehicle, and ask for a bill of sale to document the transaction.

9. Negotiate and close the deal

Use any findings from the mechanic or vehicle history report to negotiate the price. You can ask the seller to lower the cost or make the fixes before the sale if repairs are needed. Once you’ve agreed on a price, complete the title transfer so you may register the vehicle at your local DMV. Don’t forget to insure the car before driving it home.

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Bonus tips for a smooth purchase

• Be patient: Don’t rush into buying the first car you like. Take your time to evaluate all options.

• Research common problems: Search online for known issues with the make and model you’re considering.

• Bring a friend: A second pair of eyes can help you catch details you might miss.

• Have your paperwork in order: You’ll need your driver’s license and proof of income, address, and insurance to complete a purchase. Bring the title and vehicle registration if you’re trading in your vehicle.

Car Buying Resources: How To Find the Perfect Used Car

Purchasing a used car can be smart and cost-effective. However, thorough research is required to make the best decision. Thankfully, many online tools and resources exist to help you find the right car, understand its history, and compare deals. 

Below are the top car-buying resources that will simplify the process and allow you to shop confidently.

Start your search with research tools

Before committing to a vehicle, gather detailed information about the make, model, and pricing using these trusted platforms:

Kelley Blue Book (KBB)
KBB offers tools to compare vehicles, check prices, and even view vehicle history reports. Known for the term "Blue Book Value," KBB allows you to see the differences between independent dealer pricing, certified pre-owned options, and private-party sales.

Edmunds
Edmunds provides expert reviews, vehicle specifications, and pricing tools such as their True Market Value (TMV). TMV helps you understand the fair car purchase price based on real-time market data.

J.D. Power Values
Formerly called the National Automobile Dealers Association (NADA) Car Values, these detailed pricing guides estimate market value by factoring in age, mileage, and additional features. They come in handy when trying to understand how a vehicle’s condition impacts its price.

CarGurus
CarGurus’ Instant Market Value (IMV) tool calculates a fair price based on similar listings. This site also ranks the best deals, so you see the most competitive prices first.

Understand the vehicle history

Knowing everything you can about a specific car before purchasing it is important. The following websites can provide invaluable insights:

CARFAX, AutoCheck, and other VIN check services
These sites reveal crucial vehicle information, such as prior accidents, ownership history, and maintenance records. Their reports can highlight potential red flags that might not be immediately visible during an inspection.

National Motor Vehicle Title Information System (NMVTIS)
For an official vehicle history report, visit vehiclehistory.gov. The NMVTIS gives buyers information on title status, salvage records, and insurance loss data, offering transparency about a car’s background.

Review government safety resources

Safety should always be a top priority when selecting a vehicle, and these resources can help you assess its safety features and recall history:

National Highway Traffic Safety Administration (NHTSA)
The NHTSA’s safercar.gov website lists vehicles with open safety recalls and provides safety ratings based on crash tests. 

Insurance Institute for Highway Safety (IIHS)
The IIHS offers safety ratings and detailed reports on crash test performance that indicate a car’s ability to protect you and your passengers.

Comparison shop

Comparing prices is a no-brainer, and these websites will make it easy to evaluate market values and find the best deals:

Cars.com
Cars.com helps you narrow your options and find vehicles that fit your budget thanks to its extensive search filters and pricing tools.

AutoTrader
AutoTrader is known for its database of vehicle listings and advanced search options, allowing you to compare prices across various dealers and private sellers.

TrueCar
TrueCar reveals what others have paid for similar vehicles in your area, giving you an accurate picture of fair pricing.

AutoTempest
AutoTempest aggregates listings from Craigslist, eBay, and other sites to provide a comprehensive view of available cars and their costs.

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Additional tips

Read Consumer Reports
Consumer Reports publishes unbiased reviews and ratings on reliability, performance, and owner satisfaction. It identifies vehicles with the best track records.

Explore dealership resources
Reputable dealerships often provide additional tools, including vehicle history reports and maintenance records.

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Don’t forget about what you’ll pay at the pump — and to an insurer

Websites like fueleconomy.gov can assist you in calculating annual fuel costs to provide a clearer picture of your ongoing expenses. You can also peruse this U.S. News & World Report article for a quick overview of auto insurance, which includes a guide on how to get and evaluate coverage quotes.

Make an informed decision

With so many resources at your disposal, buying a used car has never been easier. Do yourself a favor and research pricing, check a vehicle’s history, and verify its safety measures before you drive off the lot. When you’re ready to purchase a used car but need help with financing, Credit Acceptance is here to assist. We work with over 12,000 dealerships nationwide to help credit-challenged buyers get approved for auto financing. Start the pre-qualification process today!

Eco-Friendly Cars: What To Look for and Why It Matters

Today’s eco-friendly cars don’t just minimize their environmental impact; they also deliver long-term savings and a better driving experience. It’s no wonder they’ve become quite popular. 

What makes a car eco-friendly?

When shopping, consider these specific features that contribute to an eco-friendly vehicle’s sustainability and efficiency.

Powertrain options

The powertrain plays a major role in a car’s eco-friendliness. Electric vehicles offer zero emissions and lower operating costs, while hybrid engines combine gas with electric power for improved fuel efficiency. 

Fuel efficiency

Lightweight materials like aluminum alloys and carbon fiber reduce vehicle weight and directly affect car performance and fuel economy. Aerodynamic designs minimize drag, while low-resistance tires require less energy to power their rotation.

Sustainable materials

Many eco-friendly cars’ interiors are made with sustainable materials, including recycled plastics and plant-based leather alternatives. Some vehicles additionally incorporate recyclable components that can be repurposed at the end of a car’s life cycle.

Energy-saving technologies

LED lights consume less power than traditional bulbs and last significantly longer. Regenerative braking captures energy during braking and uses it to recharge the battery. Start-stop technology conserves fuel by automatically shutting off the engine when the car idles. Some vehicles even offer eco-driving modes and climate control systems that maintain a comfortable cabin temperature without drawing as much power.

Advanced emissions control

Many cars meet Partial Zero Emission Vehicle standards, which require them to adhere to strict environmental regulations. When reviewing the information sticker in a car’s window, be on the lookout for the abbreviation PZEV (you can also find it on the vehicle emissions sticker under the hood or on the driver’s side door frame). The sensors and controls in a car with this designation help reduce the environmental impact of every mile driven.

Who makes eco-friendly cars?

While not a complete list, these are some of the automakers reducing their environmental impact.

BMW

BMW’s commitment to sustainability includes an expanding range of electric vehicles, such as the i4 and iX. The company plans to make a significant portion of its cars’ components 100% recyclable by 2035 and targets a 40% reduction in CO2 emissions by 2030.

Ford

Ford is investing heavily in electric vehicles with its Mustang Mach-E and F-150 Lightning. The company is channeling significant resources into EV production and technology while emphasizing renewable energy-powered manufacturing to reduce its environmental footprint.

General Motors (Chevy, GMC, Buick, and Cadillac)

GM has set the goal of carbon neutrality in its vehicles and operations by 2040. Its long-lasting Ultium battery now powers its growing EV lineup, including models like the Chevrolet Silverado EV and the GMC Hummer EV. Starting this year, GM intends to power all U.S. facilities with 100% renewable electricity.

Honda

Honda will phase out gasoline-powered vehicles by 2040 and focus on EVs and hydrogen fuel cells. Forthcoming models include the Prologue EV and continued hybrid offerings. Honda aims to become carbon-neutral across all products and operations by 2050.

Hyundai

Hyundai offers the versatile Ioniq, which includes hybrid, plug-in hybrid, and fully electric models. The company is a leader in hydrogen fuel cell technology and aims to achieve zero emissions from 30% of its vehicles by 2030.

Kia

Kia has a "Plan S" strategy, which aims for a 40% share of global sales of eco-friendly vehicles by 2030. It currently has its EV6, and more models are on the horizon. Kia is also exploring hydrogen mobility and sustainable materials for future models.

Mazda

Mazda is pursuing a multi-solution approach to sustainability. The brand’s first EV is the MX-30, and it’s currently developing hybrid, plug-in hybrid, and rotary range-extender technologies. Mazda wants to reach carbon neutrality by 2050, embracing sustainable materials and cleaner production methods.

Mercedes-Benz

Mercedes-Benz wants to become fully electric in markets where conditions allow by 2030 and produce a carbon-neutral new car fleet by 2039. To achieve this, it’s investing in battery technology, renewable energy, and sustainable materials while integrating eco-friendly innovation throughout its manufacturing and supply chains.

Nissan

The Nissan Leaf, a 100% electric vehicle, has become a staple in the eco-friendly car market. While its current incarnation is being retired, the automaker continues to invest in next-generation EV batteries. It aims to expand its electric vehicle lineup while reducing carbon emissions in manufacturing and logistics.

Stellantis (Chrysler, Jeep, Dodge, and Ram)

Stellantis has bold ambitions and plans to offer over 75 battery-electric models globally by 2030. Jeep has the 4xe hybrid lineup and its upcoming all-electric models, Dodge is electrifying its muscle cars, and Ram is developing electric trucks. Stellantis wants to be carbon-net-zero by 2038.

Subaru

Subaru has the all-electric Subaru Solterra and plans to electrify 40% of global sales by 2030. It’s emphasizing sustainable production through its zero-landfill manufacturing plants and is reducing carbon emissions across its operations.

Tesla

Tesla is synonymous with eco-friendly vehicles. It offers a lineup of 100% electric cars with zero emissions. In some locations, solar panels power the company’s Supercharger stations. Tesla is also exploring energy-efficient manufacturing and solar power solutions.

Toyota

Toyota is a pioneer in hybrid technology, with an extensive lineup of hybrid and plug-in hybrid models. The company is developing hydrogen fuel cells and aims to produce carbon-neutral vehicles by 2050.

Volvo

Volvo plans to be fully electric by 2030, with models like the XC40 Recharge and the upcoming EX90 leading this transition. The company is targeting climate-neutral manufacturing by this year and net-zero greenhouse gas emissions by 2040.

Volkswagen Group (Volkswagen, Audi, Porsche)

Volkswagen Group wants to be carbon-neutral by 2050. To meet this goal, it has launched Volkswagen’s ID. series, Audi’s e-tron series, and the Porsche Taycan. Porsche is also investing in synthetic e-fuels to reduce emissions further. 

Why choose an eco-friendly car?

Eco-friendly cars aren’t just better for the environment — they also offer tangible benefits for drivers. Reduced fuel consumption leads to lower operating costs, while advanced materials and technologies often enhance durability and performance. Check out the EPA’s Green Vehicle Guide for a deeper dive into eco-friendly cars.

Government incentives make purchasing an eco-friendly vehicle a wise financial choice. If you’re worried about your ability to buy one due to bad or no credit, you can start the online pre-qualification process here.

5 Features To Look For When Shopping for a Dog-Friendly Car

Whether it’s a run to the park, a quick trip to the vet, or a cross-country adventure, the right vehicle can make a difference in your canine companion’s comfort and safety.

If you’re in the market for a dog-friendly car, this is what you’ll want to take into consideration:

Spacious interiors 

Dogs need room to stretch out, especially on longer drives. Vehicles with ample cargo space can accommodate crates, beds, and other supplies while leaving room for passengers. Fold-flat rear seats provide a versatile area for larger dogs or multiple pets to ride comfortably. A spacious interior ensures your dog feels secure and relaxed during the journey.

Easy access 

Getting in and out of the car should be effortless for your dog, regardless of size or age. Low cargo floors and wide-opening doors are ideal for older dogs and smaller breeds as they simplify entry. Sliding doors and liftgates further reduce the need to carry or coax your pet into the vehicle. 

Durable, cleanable materials

Riding around with a dog inevitably leads to fur, dirt, and sometimes muddy paw prints. Cars with water-resistant or easy-to-clean upholstery and rubberized cargo mats make cleanup a breeze. These materials are durable enough to withstand daily wear and tear, keeping your vehicle looking and smelling fresh.

Climate control 

Rear air vents and multi-zone climate control systems keep animals cool in the summer and cozy in the winter. Some vehicles even offer pet-specific features, like a “Dog Mode” that maintains a safe temperature when you’re away from the car. 

Overall safety

Secure restraint systems, such as LATCH compatibility for dog seats or strength-rated tie-downs for crates, can give you greater peace of mind. Built-in or compatible pet barriers also prevent dogs from roaming into the front seat or becoming a distraction. Rearview cameras and blind-spot monitoring can help you navigate when visibility is limited, which owners of large dogs should appreciate.

Is there a perfect car for me?

While you can outfit any vehicle to accommodate pets, some are better suited for dogs than others.

SUVs and Crossovers

These are a top choice thanks to their fold-flat seats and roomy cargo areas.

Wagons

These strike a balance between sedan-like handling and provide SUV-like space. They often include low cargo floors, too. 

Minivans

What makes them perfect for families makes them ideal for pets, especially their wide-sliding doors, flat-folding seats, and generous cargo space.

How to buy with confidence

Understanding the features and models that cater to your pet’s needs can help you make the best choice for them. For guidance on specific vehicles to purchase, U.S. News and World Report publishes this annual list of recommendations. Once you’ve found your dog’s perfect car, you can start your auto financing pre-qualification today. Even if you’ve had difficulty getting approved in the past, Credit Acceptance may be able to help.

8 Weird Cars: A Look at Some of the Strangest Rides Ever

Automotive design has always blended art, science, and innovation. However, designers and engineers occasionally abandon convention to create truly weird cars. 

These strange and wonderful vehicles include amphibious models and oddball designs that make you do a double take. 

Automotive pioneers and unconventional luxury

1935 Stout Scarab

The 1935 Stout Scarab was a groundbreaking vehicle in both design and functionality. With its unibody construction, wood-trimmed interior, card table, and middle-row swivel seats that could spin 180 degrees, it was the ultimate road trip car of its time. Though it never gained widespread popularity, its forward-thinking features continue to influence automotive design.

1973 Cadillac Fleetwood 75

In the 1970s, sedans could almost be as roomy as today’s SUVs and minivans. Or, at least, one was. The Cadillac Fleetwood 75 was a limousine-style sedan that held up to nine passengers and stretched nearly 21 feet long. With its imposing size and luxurious interior, it was marketed to commercial drivers and suburban families alike.

Experimentation on wheels

1953 Firebird I

The Firebird I concept was the first gas turbine-powered car built and tested in the U.S. Inspired by jet fighters, its bold design included a single-driver “cockpit,” a transparent bubble canopy, a sleek needle nose, and dramatic delta wings that made it look like it could take off at any moment. The 370-horsepower engine inside its fiberglass-reinforced plastic body made you believe that was possible, too. 

1963 Chrysler Turbine

Powered by a pair of airplane-like turbines rather than a traditional engine, the Chrysler Turbine could run on a wide variety of fuels — from peanut oil to JP-4 jet fuel. This ingenuity belied the hardtop coupe’s rather conventional outward appearance. Chrysler only produced roughly 200 units, distributed to families for testing. Today, just nine remain, five of which are still drivable. Not surprisingly, car enthusiast and former Tonight Show host Jay Leno owns one.

1981 DeLorean DMC-12

Prominently featured in the Back to the Future trilogy, the DeLorean DMC-12 features stainless steel panels and gull-wing doors that give it a futuristic vibe. The DMC-12 was styled by famed designer Giorgetto Giugiaro, who also designed the Lotus Esprit and Volkswagen Golf. The company only produced about 9,000 units of the sports car before DeLorean Motors collapsed in the wake of its founder’s arrest on drug trafficking charges (he was later acquitted).

Cars that pushed the boundaries of usefulness

1933 Dymaxion Car

Designed by architect and futurist Buckminster Fuller, the Dymaxion Car was an aerodynamic three-wheeled vehicle that could seat 11 passengers. Its unusual shape and single rear wheel made it look like a cross between a blimp and a teardrop. While innovative, its design proved too unstable for mass production. Only three prototypes were assembled, one of which was featured at the 1933 Chicago World’s Fair.

1961 Amphicar Model 770

Who needs a flying car when you can have a car that drives on water? The Amphicar, manufactured in Germany in the early-to-mid 60s, was both a road vehicle and a boat. With propellers and front tires acting as rudders, it could cruise on water at up to seven knots. Nearly 4,000 were built, and its amphibious abilities earned it the slogan "fastest car on the water and fastest boat on the road." President Lyndon B. Johnson kept one at his Texas ranch and would frequently prank visitors by pretending to lose control of the car as he headed towards ponds on his property. 

Mini marvels

1955 BMW Isetta

Known as the "bubble car," the BMW Isetta features a unique front-opening door that swings out with the dashboard and steering wheel attached. Its quirky design and small size made it the best-selling single-cylinder car of its era. Fun fact: Steve Urkle drove a 1960 Isetta on the sitcom Family Matters. 

1962 Peel P50

The Peel P50 is a British three-wheeled microcar (the world’s smallest, in fact). With a 50cc engine and a top speed of around 37 mph, this novelty car offers little practicality but plenty of charm. You’d know it if you saw it, as it's a one-door coupe with a single headlight. Several entrepreneurs now sell “remanufactured” P50s plus kits you can build yourself. 

Design oddities that defy convention

1989 Nissan S-Cargo

This quirky van resembles a snail shell, which is why its name is a play on the French word "escargot.” During its three-year production run, almost 11,000 of this Japan-only model were manufactured. Its playful appearance made it an example of Nissan’s willingness to take design risks. In 2011, design critic Phil Patton called the S-Cargo “the height of postmodernism” in his New York Times feature on Nissan’s “cartoon cars” of the 80s and 90s.  

1998 Fiat Multipla

The Fiat Multipla is a vehicle you won’t forget. It looks as if a tiny car were stacked upon a larger one. It’s made even more unique by having six seats spread across two rows and a hatch in the back. The Multipla was a favorite of the British TV show Top Gear. The Museum of Modern Art showcased its interior and exterior in the 1990 exhibition "Different Roads — Automobiles for the Next Century.”

Modern weirdness

2011 Nissan Murano CrossCabriolet

The two-door, all-wheel-drive Nissan Murano CrossCabriolet combined an SUV with a convertible, leaving many people scratching their heads. While it aimed to combine practicality with top-down fun, its unconventional design didn’t resonate with buyers and was discontinued in 2014.

Tesla Cybertruck

Tesla’s Cybertruck stands out with its sharp, angular design that’s straight out of a science fiction movie. Its stainless steel body and unorthodox styling are truly love-it-or-hate-it, but it’s undeniably one of the most unusual cars in recent memory. While it seems tailor-made for the apocalypse, more than one owner has learned the hard way that their truck is not bulletproof.

The lasting impact of weird cars

These unusual vehicles remind us that innovation often starts with thinking outside the box. After all, Ford’s much-maligned Edsel line offered “firsts” like a full-size bumper, power steering, safety glass, power brakes, and seatbelts. If you find a quirky car you can’t live without, Credit Acceptance may be able to get you approved for auto financing, regardless of your credit history. See if you pre-qualify today!

10 Popular Road Trip Destinations

Want to take your recently purchased vehicle on a road trip? Our recommendations span the United States (and Canada) and offer everything from staggeringly beautiful landscapes to rich cultural experiences. Whether you're seeking adventure or relaxation, the popular road trip destinations have something for everyone.

If you don’t have that new, road-worthy vehicle just yet, Credit Acceptance has partnerships with over 12,000 dealerships nationwide. We help buyers with credit challenges get approved for auto financing, and you can start the pre-qualification process today!

Route 66, Illinois to California

Distance: 2,448 miles
Travel Time: 14-21 days with stops
When to Go: Late April to early June or September to late October

If you’re looking to do some serious road-tripping, this historic highway is the perfect route. The so-called “Mother Road” is a time machine that allows you to travel through a bygone America.

Suggested stops:

• Illinois: Start at the iconic “Historic Route 66 Begin" sign in Chicago. In Wilmington, visit the Gemini Giant, an homage to the earliest days of the U.S. space program, and the Route 66 Hall of Fame & Museum in Pontiac. Further down the road in Atlanta, you’ll find the Paul Bunyon Hot Dog statue (a giant man holding an even larger bun), while Lincoln is home to the World’s Largest Covered Wagon. If you’re a history buff, nearby Springfield has many sites connected to Abraham Lincoln, including his home, Presidential Library, and tomb.

• Missouri: If you’re interested in walking across the mighty Mississippi River, you can do so on St. Louis’ Old Chain of Rocks Bridge, a former railroad crossing. Before you leave town, marvel at the Gateway Arch and climb, walk through, swing on, or jump across City Museum’s many art installations — made from repurposed industrial parts. Other notable detours include Meramec Caverns in Sullivan (a former Jesse James hideout), the Route 66 Car Museum in Springfield, and the “Mural City” of Cuba. There’s also the World’s Largest Rocking Chair in Fanning.

• Oklahoma: For your first stop in the OK state, check out the Totem Pole Park in Chelsea or snap a photo with the Blue Whale of Catoosa. Then it’s off to Sapulpa for the World’s Largest Gas Pump. Look for the giant soda bottle to find Pops in Arcadia, home to over 650 varieties of soda. As you roll into Oklahoma City, set aside some time for the National Cowboy & Western Heritage Museum and the Braum’s Grocery Giant Milk Bottle. If you missed the Route 66 Hall of Fame in Illinois, you can always check out the Route 66 Museum in Clinton or the Route 66 Interpretive Center in Chandler.

• Texas: On your way into Texas, you can visit either the Pioneer West Museum in Shamrock or the Devil's Rope Museum in McLean, which focuses on barbed wire and Texas ranching. As you continue, there’s the Leaning Water Tower and Giant Cross in Groom, as well as the VW Slug Bug Ranch in Conway. In nearby Amarillo, you can see another automotive “Stonehenge” of sorts, the Cadillac Ranch.

• New Mexico: Make your first destination the town of Tucumcari, home to a large amount of retro neon signs. And if you missed the car museum in Missouri, there’s the Route 66 Auto Museum down a ways in Santa Rosa. Next, you could detour to see the wonderful museums and historic churches in Santa Fe. Or, keep on to enjoy a stroll through Albuquerque’s historic Old Town, followed by a ride on the scenic Sandia Peak Tramway. For Native American history and culture, you’ll want to linger in the Gallup area. It’s the epicenter of Native American art. There’s also a variety of cultural sites, including the Red Rock Park Museum for Anasazi heritage and the Navajo Code Talkers Museum for a bit of WWII history.

• Arizona: If you like rugged natural beauty, this leg of the tour is for you. There’s the Meteor Crater Natural Landmark near the historic town of Flagstaff and the Petrified Forest National Park near Holbrook, home of the Painted Desert. 

• California: This is ghost town country, and you’ll find Amboy west of Needles. The abandoned mining town only has one operational business, Roy’s Motel and Cafe (renowned for its hulking neon sign). There’s also Calico, near Barstow, which is now a regional park. The Barstow area is known for the Mojave National Preserve and the Rainbow Basin Natural Area. The town proper has the Western America Railroad Museum and the NASA Goldstone Visitor Center, where you can learn about the space agency’s Deep Space Network. In San Bernardino, you can visit the original McDonald’s restaurant. It’s been converted into the free-to-visit First Original McDonald's Museum. Your travels conclude at the Santa Monica Pier, where you can take in the sunset over the Pacific Ocean (possibly from the Ferris Wheel).

The Hana Highway, Hawaii

Distance: 64 miles
Travel Time: 10-12 hours with stops
When to Go: June to September

The Hana Highway, popularly known as The Road to Hana, is a curvy highway stretching across Maui from Kahului to Hana. Expect picturesque coastlines, lush botanical gardens, waterfalls, and black and red sand beaches.

Suggested stops:

• Twin Falls (Mile Marker 2): An easily accessible waterfall perfect for a quick stop. The short trail may require some wading through a stream. Swimming is permitted once you arrive at the waterfalls.

• Garden of Eden Arboretum (Mile Marker 10): Wander through 26 acres of tropical gardens. The lush escape is filled with 700 plant species, giant eucalyptus trees, bamboo, a banana patch, a mango orchard, a waterfall, and more. Part of the movie Jurassic Park was filmed here (look for Keopuka Rock in the opening scene).

• Keanae Peninsula (Mile Marker 17): This rocky shoreline was created as lava expelled from the Haleakala volcano met the Pacific Ocean and cooled.

• Wailua Valley State Wayside (Mile Marker 18.8): Take in panoramic views from this scenic overlook, where you can see all the way to the coast. The sign for the wayside is easily missed, so you’ll want to keep an eye out. 

• Upper Waikani Falls (Mile Markers 19-20): These cascading waterfalls can be seen from the road. Also known as "Three Bears Falls," the falls of descending sizes are named Papa Bear, Mama Bear, and Baby Bear. Should you decide to hike down for a closer look, be aware that the trail can be slippery.

• Hana Lava Tube (Mile Marker 31): See the underground Ka'eleku Cave via a self-guided tour (visitors are given high-powered flashlights). The tube is almost 1,000 years old and is the largest in Maui. Be advised you’ll need to wear non-slip shoes for the potentially slick surfaces.

• Waianapanapa State Park: Relax on the black sand beach or explore freshwater caves. Several scenic trails wind across the 122 acres, some leading to the remains of ancient Hawaiian structures.

• “Seven Sacred Pools” at Ohe’o Gulch: The waterfalls and pools in Haleakala National Park’s Kipahulu District aren’t technically sacred. That was just a clever bit of marketing by the enterprising owner of a nearby hotel. Fun fact: there are more than seven pools along the Palikea Stream, with some saying the count is as high as 20. Swimming in them is permitted.

The Black River Scenic Byway, Michigan

Distance: 15 miles
Travel Time: 4-6 days with stops
When to Go: May to October

Winding along the Upper Peninsula of Michigan is Highway 513, the Black River Scenic Byway, which follows the river from the town of Bessemer to the shore of Lake Superior. Along the way, you’ll pass by mystic waterfalls and dense forests. 

Suggested stops:

• Great Conglomerate Falls: A conglomerate rock formation in the middle of the river gives this waterfall its “forked” appearance. It’s reachable by a 3/4-mile trail from a paved parking lot in the Ottawa National Forest.

• Potawatomi Falls: This serene beauty is accessible directly from the byway. Just look for the marked 3/4-mile trail off the parking area.

• Gorge Falls: This waterfall drops about 25 feet into a narrow canyon. It’s adjacent to Potawatomi Falls and shares the same parking lot. Be warned: The short trail with stairs is considered moderately difficult. 

• Sandstone Falls: Meandering over a series of rock slabs, the waterfall’s drops are considerably shorter than the others on this list. It has one of the shortest trails — just 1/4 of a mile.

• Rainbow Falls: Its 45-foot drop makes this one a must-see. The water crashes into a rock wall and makes a 90-degree turn. On a sunny day, its namesake forms in the mist. A slightly obscured observation point is accessed from the parking area. 

• Black River Harbor: A lovely harbor with a sandy beach, picnic areas, and boating facilities. The trail from the parking lot actually provides a better vantage point for Rainbow Falls. It’s a short 3/4-mile hike across a suspension bridge. 

U.S. Route 9, New York 

Distance: 57 miles
Travel Time: 1-2 days with stops
When to Go: May to October

Although the entire route is more than 300 miles long, the 57-mile lower New York stretch from Poughkeepsie to Valatie has very appealing scenery.

Suggested stops:

• Hyde Park: Visit the Franklin D. Roosevelt National Historic Site or the opulent Vanderbilt Mansion. Or, you can join a tour or tasting at the Culinary Institute of America.

• Rhinebeck: If you feel like stretching your legs, strolling down Market and Mill Streets is the way to go. There’s also the nearby Old Rhinebeck Aerodrome, an aviation museum with 60 vintage aircraft. There are airshows on weekends between June and October, and you can ride in a biplane for an extra fee. 

• Hudson: Known for its antique shops and arts scene, much of which is concentrated along Warren Street. There’s also a year-round Farmers Market on Saturdays (double-check the location, as it changes seasonally). Just outside of downtown, you’ll find the Museum of Firefighting, one of the largest museums of its kind.

Ohio River Scenic Byway, Ohio to Kentucky

Distance: 98.8 miles
Travel Time: 2-3 days with stops
When to Go: April to October

This scenic route crosses three states, following the river downstream from Cincinnati. We chose to stop short of its terminus and cross into Kentucky a couple of times. 

Suggested stops:

• Cincinnati: Start your day at the National Underground Railroad Freedom Center, a large downtown museum dedicated to the courageous journeys undertaken by enslaved people and the abolitionists who guided them.

• Big Bone Lick State Historic Site: See fossils and lifesize replicas of large Ice Age mammals in the Visitor Center — think mammoths, mastodons, and saber-toothed cats. You might even glimpse the bison herd that still roams the park today. 

• Madison, Indiana: A charming river town with well-preserved 19th-century architecture. There’s also the Regatta boat race and festival in July and the Chautauqua Festival of Art in September. 

• Louisville: Treat yourself to an overnight stay at the 21c Museum Hotel, which features a $10 million modern art collection. You can tour the Louisville Slugger Museum or the Muhammad Ali Center, a museum dedicated to the boxer’s life. The Kentucky Bourbon Trail Welcome Center is downtown as well and offers exhibits and tastings. 

Blue Ridge Parkway, Virginia to North Carolina

Distance: 469 miles
Travel Time: 7-10 days with stops
When to Go: Late March to May for wildflowers or October for fall foliage

This picturesque parkway runs through Virginia’s Shenandoah National Park, the Blue Ridge Mountains, and the Great Smoky Mountains of far western North Carolina. Prepare yourself for some amazing views.

Suggested stops:

• Shenandoah National Park: Begin in Virginia on Skyline Drive, a 105-mile road that runs the park's entire length and has over 75 overlooks of the Shenandoah Valley and Piedmont region. It becomes the Blue Ridge Parkway at its conclusion. 

• Peaks of Otter (Mile Marker 85.6): Here you can see three peaks: Sharp Top and Flat Top Mountains plus Harkening Hill. Should you want to stay and explore the area, there’s a lakeside lodge and multiple hiking trails.

• Mabry Mill (Mile Marker 176): This historic grist mill hosts cultural demonstrations on weekends throughout the summer and into early fall. Mountain music concerts are held on select Sunday afternoons.

• Linn Cove Viaduct (Mile Marker 304): An S-shaped bridge, the viaduct was built to skirt around Grandfather Mountain without damaging its ecology. It was an engineering feat at the time of its construction and is still the most photographed bridge on the parkway.

• Grandfather Mountain (Mile Marker 305): Not for the faint of heart, its Mile High Swinging Bridge lives up to its name. The 228-foot suspension bridge spans an 80-foot chasm and lets visitors enjoy the panoramic views from Linville Peak. A caution for those with mobility issues: you must climb 50 stairs to access the bridge. 

• Mount Mitchell State Park (Mile Marker 355.4): The highest peak east of the Mississippi River has an observation deck at its top. North Carolina’s first state park also has a restaurant and museum. Hiking trails wind through a spruce-fir forest, which you can only find in a few places globally. 

• Great Smoky Mountains National Park (Mile Marker 469.1): Cap your trip at this 800-acre refuge. It’s one of the most biologically diverse national parks, with over 19,000 documented species of trees, plants, birds, insects, reptiles, amphibians, and mammals. Scientists say there could be another 80,000 species unaccounted for. 

The Pacific Coast Highway, California

Distance: 479 miles
Travel Time: 10-14 days with stops
When to Go: May or September

The Pacific Coast Highway stretches from Leggett to Dana Point, though we prefer a shorter leg from San Francisco to Los Angeles. This stretch of the PCH offers fantastic ocean views, dramatic cliffs, and idyllic seaside towns.

Suggested stops:

• San Francisco: Gawk at the Golden Gate Bridge, stroll through the iconic Fisherman’s Wharf and Ghirardelli Square, graze your way through the food emporium at the Ferry Building, tour Alcatraz, or choose from numerous museums.

• Santa Cruz: Its Beach Boardwalk is California’s oldest surviving amusement park. Try your hand at surfing at Cowell Beach or escape to the Henry Cowell Redwoods State Park and hike amongst the towering trees.

• Monterey: Book a whale-watching tour or discover marine life at the Monterey Bay Aquarium, which has four large tanks, nearly 200 exhibits, and over 30,000 animals. It’s adjacent to the popular Cannery Row, full of shops and restaurants.

• Big Sur: Before crossing the Bixby Bridge, you may want to stop and take a pic, as it’s one of California’s most photographed bridges. You might also want to capture the moment you walk across the purple sands at Pfeiffer Beach on your way to Keyhole Rock. 

• Santa Barbara: While its happening downtown charms with its Spanish-style architecture, the draw for many are the wineries dotting the Santa Ynez Valley.

• Los Angeles: You can wrap things up at the Santa Monica Pier, with its roller coaster and ocean views. Or you can continue a little farther south to people-watch at eclectic Venice Beach, where you’ll see bodybuilders, skateboarders, and a variety of street performers.

Florida Keys Overseas Highway, Florida

Distance: 113 miles
Travel Time: 3-5 days with stops
When to Go: November to April

The Overseas Highway connects Miami to Key West via a series of bridges and islands. The turquoise waters of the Florida Keys make for some incredible ocean vistas.

Suggested stops:

• Miami: Start with a drive through the art deco South Beach or check out the abundant street art in the Wynwood Art District. And don’t forget Little Cuba!

• Key Largo: Snorkel or take a glass-boat boat tour at John Pennekamp Coral Reef State Park, the U.S.’s first undersea park.

• Islamorada: An excellent spot to fish or dive. There’s even a History of Diving Museum.

• Marathon: Meet rehabilitated sea turtles at The Turtle Hospital. You can double down on aquatic life by visiting the Dolphin Research Center before continuing on.

• Bahia Honda State Park: The white sands of this narrow sliver of land are consistently voted one of the best beaches in America. Prepare to be amazed by the crystal-clear waters. 

• Key West: Tour the former home of writer Ernest Hemingway, and you might make a friend amongst its colony of six-toed cats, descendants of the author’s pets. Be sure to catch the sunset at Mallory Square and then spend your evening carousing lively (but not family-friendly) Duval Street. Finally, to commemorate the end of your trip, make your way to the buoy-like marker for the supposed Southernmost Point in the Continental U.S. 

Pacific Northwest Loop, Washington to Oregon

Distance: 945 miles
Travel Time: 10-14 days with stops
When to Go: June to September

The Pacific Northwest Loop is a gorgeous drive past lush rainforests, rugged coastlines, and majestic mountain peaks. Starting in Seattle, it takes you through Olympic National Park, along the scenic Oregon Coast, and into Portland.

Suggested stops:

• Seattle: Of course, there’s the Space Needle and Pike Place Market. But Seattle also has an aquarium, the Museum of Popular Culture, a waterfront Ferris Wheel, and more. Other touristy experiences are the original Starbucks store across from Pike Place Market and the bridge-dwelling Fremont Troll. 

• Olympic National Park: Known for its two rainforests, Hoh and Quinault, which receive between 12-14 feet of annual rainfall. The park additionally encompasses the rugged Ruby and Rialto Beaches. The former has tower-like “sea stacks” rising from the water, while the latter has the distinctive Hole In The Wall rock formation.

• Mount Rainier National Park: Hike among wildflower meadows with views of the iconic peak, an active volcano that’s the most glaciated in the contiguous U.S. In all, the park has 25 named glaciers.

• Cannon Beach: Another spot renowned for its sea stack: the massive 235-foot Haystack. You might have seen it in the movie Goonies. Also notable are the tidal pools surrounding the monolithic rock that teem with marine life. 

• Portland: If you have a green thumb, you’ll want to check out Washington Park’s International Rose Test Garden and Japanese Garden. The city is also known for its “pods” hosting over 500 food carts.

Alaska Highway, British Columbia to Alaska

Distance: 1,387 miles
Travel Time: 7-10 days with stops
When to Go: June to August

The Alaska Highway stretches from Dawson Creek, British Columbia, to Delta Junction, Alaska. It’s an awe-inspiring trek through some of North America’s most pristine wilderness. If you’re traveling in late August, you may catch the Northern Lights.

Suggested stops:

• Dawson Creek, BC: Local attractions include the Walter Wright Pioneer Village and an art gallery in an old grain elevator. 

• Liard River Hot Springs Provincial Park: Canada's second-largest natural hot spring is surrounded by a thick forest of conifer trees. Instead of being contained by a man-made pool, these hot springs flow into a river.

• Whitehorse, Yukon: The Kwanlin Dün Cultural Centre showcases First Nations heritage. Or, swing by the S.S. Klondike National Historic Site, where you can see a restored sternwheeler that once traversed the Yukon River. The Takhini Hot Pools additionally offer another chance to warm up, this time in mineral springs. 

• Kluane National Park: Contains 17 of Canada’s highest peaks, including its tallest, Mount Logan. It has the largest non-polar ice field in the world, too. You’ll be able to explore a conifer forest, alpine tundra, and glacial valleys here. Area wildlife includes black and grizzly bears, sheep, moose, caribou, mountain goats, and over 180 species of birds. 

• Delta Junction, AK: The town was originally called Buffalo Center, as American bison from Montana were introduced in the 1920s. Today, you can see a free-roaming herd of over 500 bison at the Delta Bison Range.

Remember, your vehicle isn’t just a way to get from A to B — it’s your way to have big and small adventures. These trips will leave you with life-long memories, so start plotting your escape today.

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Tips for an Amazing Road Trip

• Prep Your Car: Get a tune-up (if necessary) and check your tires, fluids, and brakes.

• Plan Your Stops: Use maps or apps to find scenic overlooks and rest areas.

• Pack Wisely: Bring snacks, water, a first-aid kit, and a good playlist.

• Stay Flexible: Some of the best times happen when you take unexpected detours. While we’ve tried to provide an in-depth itinerary, there’s much more to see along these routes.