If you’re looking for a solid means of transportation and have a tight budget, cars under $10,000 offer a ton of value. Many last well beyond 100,000 miles with proper maintenance, and their affordability can mean lower monthly payments and insurance costs for you.
While these vehicles typically don’t come with the latest technology or factory warranties, you can expect the basics of safety, reliability, and comfort.
**Please note: make/model availability depends on mileage and condition**
Subcompact and compact cars
Subcompact and compact vehicles dominate this price tier. Yes, the model years will be older and the mileage higher, but they still deliver great fuel economy and low ownership costs.
Expect basics like air conditioning, power windows and locks, and, on select models, Bluetooth connectivity and USB ports. Some of the more recent trimlines even offer rearview cameras and touchscreen infotainment systems.
Recommendations: Consumer Reports and Kelley Blue Book both point to the Honda Fit (2011-2015). Additionally, Consumer Reports, Kelley Blue Book, and Car & Driver all agree on the Mazda3 (2011-2015). If you’re open to a hybrid, Consumer Reports and Car & Driver also like the Toyota Prius (2011-2014).
Sedans
If you’re looking for more cabin space and a smoother highway ride, midsize sedans are a good way to go. While they may be a bit older, these cars often include cruise control, keyless entry, power-adjustable seating, and multiple airbags.
Recommendations: Consumer Reports, Kelley Blue Book, and Car & Driver are all fans of the Toyota Camry (2010-2013) and the Honda Accord (2011-2013). Consumer Reports suggests the Mazda6 (2015-2016) as well.
SUVs and crossovers
SUVs in this price tier are ideal for families or drivers who need additional cargo space, want to sit up higher, or need to stray from the beaten path.
Features to expect include cloth interiors, split-folding rear seats, all-wheel drive (on some models), and basic infotainment systems. A few trim lines may offer heated seats or sunroofs.
Recommendations: Kelley Blue Book, and Car & Driver steer buyers towards the Subaru Outback (2013-2015). In addition, Kelley Blue Book endorses the Volvo XC70 (2013).
Pickup trucks
While used pickup truck options will be a little older than other vehicles in this price range, they’re built to last. Buyers can expect rugged body-on-frame construction, available four-wheel drive, and engines designed for long-term performance.
Standard features often include air conditioning, power windows and locks, and roomy cabs with space for passengers and gear. In select trim lines, you may find conveniences like cruise control, upgraded sound systems, integrated bed storage, and even modern touches such as Bluetooth connectivity and USB ports.
Recommendations: Both Kelley Blue Book and U.S. News & World Report pick the Toyota Tacoma (2009-2010) and the Honda Ridgeline (2009 - 2011). Additionally, Kelley Blue Book gives the following vehicles high marks: the Toyota Tundra (2010), Ford F-150 (2010), Ford Ranger (2011), Chevrolet Silverado 1500 (2011), GMC Sierra 1500 (2011), Ram 1500 (2011), and Nissan Frontier (2012).
Ready to shop for your next vehicle?
Credit Acceptance allows buyers to start the pre-qualification process online, so you’ll have an idea of the monthly payment you may qualify for before you shop. We also have over 15,000 dealerships in our network, many of which are well-stocked with options under $10,000.