If you’re in the market for a dependable, well-equipped used vehicle and can pay as much as $20,000, you have some great options available to you. When compared to those under $15,000, cars in this price range typically offer tremendous comfort, more advanced safety features, and — possibly — the remaining factory warranty.

**Please note: make/model availability depends on mileage and condition**

Subcompact and compact cars

Cars in the subcompact and compact categories are no longer just basic transportation. In this price range, you’ll often encounter vehicles that are less than five years old.

Most come with touchscreen infotainment systems that support Apple CarPlay and Android Auto, as well as Bluetooth connectivity, USB ports, and rearview cameras. Some may include safety features such as lane departure warnings and blind-spot monitoring, especially in top trim lines or newer models.

Recommendations: U.S. News & World Report and Kelley Blue Book both like the Toyota Corolla (2019-2021), Subaru Impreza (2019-2022), Kia Forte (2021-2022), and the Mazda3 (2021-2022).

Midsize sedans

Midsize sedans typically offer more bells and whistles. Don’t be surprised to find features like dual-zone climate control, power-adjustable seats, sunroofs, and premium audio systems. More importantly, most trim lines in this range include advanced driver-assist features, such as adaptive cruise control and lane-keeping alerts.

Recommendations: U.S. News & World Report and Kelley Blue Book suggest buyers consider the Toyota Camry (2017-2019) and Honda Accord (2018-2020). Separately, U.S. News & World Report is a fan of the Mazda6 (2020-2021) while the Nissan Altima (2021) is a Kelley Blue Book pick.

SUVs and crossovers

The vehicles in this price range are well-appointed. Features you can expect include Apple CarPlay/Android Auto, multiple USB ports, split-folding rear seats, remote start, heated seats, and panoramic sunroofs on higher trims. Select models come with blind-spot monitoring, rear cross-traffic alert, and forward collision avoidance systems. Many vehicles now offer all-wheel drive as well.

Recommendations: Consumer Reports and U.S. News & World Report agree on the Kia Sportage (2021-2022). U.S. News & World Report also points toward the Toyota Highlander (2016-2017), Honda CR-V (2017-2018), Subaru Forester (2018), Mazda CX-9 (2018-2019), Hyundai Santa Fe (2018-2020), Kia Sorento (2018-2019), Hyundai Kona (2021), and Mazda CX-30 (2020-2021).

Pickup trucks

With both full-size and mid-size pickup trucks available in this price tier, you’ll have the flexibility to choose the right balance of towing power (up to 10,000 pounds), fuel efficiency, and interior space. Expect lower mileage, higher trim levels, and premium features, too.

At this price point, most trucks are equipped with air conditioning, power windows and locks, and cruise control, with many adding Bluetooth connectivity, USB ports, and keyless entry. Though rarer, you may see touchscreen infotainment systems, rearview cameras, upgraded sound systems, and premium touches, such as leather interiors or heated seats.

Recommendations: Kelley Blue Book shortlists the Toyota Tacoma (2015), Ford F-150 (2015), Chevrolet Silverado (2015), Chevrolet Colorado (2016), Ram 1500 (2016), Honda Ridgeline (2017), and Nissan Frontier (2018).

Want to get behind the wheel soon?

Credit Acceptance allows buyers to start the pre-qualification process online, giving you an idea of the monthly payment you may qualify for before shopping. We also have over 15,000 dealerships in our network, many of which are well-stocked with options under $20,000.